Sectors
Exposure is not the same everywhere
A condominium, a warehouse and a construction site share neither perimeter, nor hours of exposure, nor access arrangements.
Condominiums and Property Management
You answer to a board, to unit owners and to an insurer. Each wants a different answer to the same question.
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Commercial and Retail
The exposure starts at close and ends at open. That is a defined window, and it is coverable.
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Industrial and Warehousing
Large perimeters, low occupancy, high value sitting still.
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